2-1 Buydown Special on Move-In...

2-1 Buydown Special on Move-In Ready Homes

Take advantage of a limited-time opportunity to lock in a starting interest rate as low as 4.99% on select move-in ready homes. With our 2-1 buydown special, you can enjoy significantly lower monthly payments in the first two years, making it easier to get into your new home now.

This temporary buydown program is designed to ease you into homeownership by offering a reduced rate upfront before transitioning to the full rate for the remainder of your loan. It's a smart way to maximize savings early while securing your home at today's pricing.

For example, a 2-1 buydown could look like this:

Year 1: Reduced introductory rate (starting around 4.99%*) - Lower estimated monthly payment
Year 2: Slightly higher rate - Adjusted monthly payment
Year 3-30: Full rate - Stable monthly payment

Illustration for example purposes only. Rates, payments, and terms will vary based on market conditions and borrower qualifications.

With limited move-in ready homes available, this is your chance to lock in savings, move in sooner, and take advantage of one of our most competitive financing incentives.

Explore available homes and secure your opportunity today!

Explore Available Homes

Loan product availability is subject to many factors including loan amount and the required qualifications of the borrower. Not every applicant will qualify or is eligible for certain loan program(s). Some products may not be available in all states in which V.I.P. Mortgage, Inc. holds a license. Loan approval, note rate and annual percentage rate (“APR”) are dependent on numerous factors including, but not limited to loan programs selected, credit, collateral, income, assets and overall financial history. Not all applicants will qualify or be approved for a loan. All loan programs, terms and interest rates are subject to change without notice. Equal Housing Lender